What to do if your Social Security Checks June 2025 not arrived yet?

A new month in the U.S calls for a fresh round of social security checks for those who are eligible. For millions of Americans, social security checks have been a source of their financial lifeline since its inception. While the payment date of 18^th June 2025 just passed, this article will cover on who all were eligible to receive the social security checks and how the payment schedule works. Stay tuned!

What are Social Security Checks?

Social security checks are the fixed monthly payments which is issued by the Social Security Administration (SSA). It came into picture through Social Security Act in 1935, and since then it has been a pillar of support for those millions of Americans. The exact amount which one receives is dependent on the following factors:

• Types of benefits
• Work history of the recipient
• Taxes being paid
• Disability
• Salary of the person till retirement or death
• Number of dependents of the person

The types of benefits can be retirement benefits, disability benefits, survivor or spousal benefits, and Supplementary Security Income (SSI). Payment dates may vary as per person’s birth date. SSI recipients get their payment on 1^st of every month.

Who receives Social Security Checks?

Following are the eligible people who receive the social security checks:

• Retired employees: Those who had worked, paid taxes for atleast 10 years, earned work credits from taxes (40 credits) during their tenure and retired at a minimum age of 62 years. 
• Disabled: People having a serious medical condition, preventing them from working for lifetime.
• Survivors: Survivors left behind like spouse, dependent parents, unmarried children before the age of 18, or adult disabled children before the age of 22.
• Others: SSI beneficiaries, seniors having low-income or seniors with disabilities.

How Social Security Checks get fundings?

The whole system of social security checks is a kind of social program which gets funded through taxes on salary under Federal Insurance Contributions Act (FICA). In simple terms, when you work, you pay payroll taxes along with the employer which is then stored under various trust fund investments and based on that, you get credits every year. These credits are then used for determining Social Security Checks. It also receives fundings from taxes paid on social security benefits. 

Keep in mind, that this is not a savings account. The tax you pay today helps the beneficiaries. So, when you will retire, your benefit amount will be the taxes paid by the future workers.

Overview of Social Security Checks June 2025

Eligibility criteria for Social Security Checks

Since the social security checks are a combination of various types of benefits (retirement, survivor, disability etc.), so there might be few differences in the eligibility criteria. We will see the general eligibility criteria here:

• Citizenship: You should be an active citizen of the United States with valid proof of identity.
• Age: Your age should be 62 years or more.
• Income: The income (for singles) or combined income (couples) should be below a threshold level decided by federal poverty line.
• Resources: The combined value of the resources like properties, bank accounts, cash etc should be below a threshold level. It is $2,000 for singles and $3,000 for couples.
• Disability: If disabled, then you will have to produce written proof(s) from authorized medical personnels.
• Social Security Number: You should be having an active Social Security Number (SSN) so as to avail the benefits for social security checks.

Who would receive Social Security Checks on June 18, 2025?

Since the date of June 18 has passed, so those people had had their birthdates between 11^th June and 20^th June, those who started receiving the social security checks after May 1997, and those who are eligible to get retirement checks, Social Security Disability Insurance (SSDI) checks and survivor benefits checks would receive the Social Security Checks on June 18, 2025.

Payment modes and dates for Social Security Checks

The primary source of payment is online payment, which gets directly deposited to the beneficiaries’ account. If the beneficiary is not having a bank account, then they would receive the amount on Direct Express debit card which can be issued through SSA.

The other method which is touted to be used under digital economy is through digital wallets and real-time payment systems as payments through paper checks will be discontinued by 30 September 2025 with rising cases of frauds and delivery issues.

The payment dates in June 2025 would be 3^rd, 11^th, 18^th and 25^th as per the birthdates of the beneficiaries.

How can you apply and check the status for Social Security Checks?

You can apply for social security checks through the official SSA website by signing and creating account under My Social Security account. You can even call SSA at 1-800-772-1213 (TTY: 1-800-325-0778) in weekdays during official business hours or book an appointment at your nearest SSA centre.

You can track the status under the same official SSA website by signing into your My Social Security account and can check the payment status. You can even call SSA or visit the nearest centre.

If you don’t receive the amount within three days of payment date, then can call the SSA at or visit the nearest Social Security office.