If you’ve been getting mysterious “invite” texts from someone about Cash App, you might be in for a surprise, basically, a thank-you in dollars. Block Inc. is the parent organization of Cash App, which will disbursement compensation of nearly $12.5 million to settle a class-action lawsuit involving unsolicited referral texts that were sent to countless individuals, which led to a breach of their privacy. Here’s the real-deal breakdown in plain English, no legal fluff, just what you need to know. There would be payments delivered soon, affiliated with the case verdict.
It happened to be so in the year of 2019 when some people started getting unwanted messages from the Cash App. It might be a marketing tactic from the company or targeting the segmented audience, but on the legal front it was a breach of privacy for those who received the messages. Their contact details were with the company, and their information, which might be another set of data for the firm, but for the people who were affected, it was their personal information. The legal way was opted for later, and it was considered as a battle against corporate greed that knows no inhibitions. The company is now agreeing to settle the matter with an amount of $12.5 million, which would be compensated to the affected ones.
$12.5 Million Cash App Lawsuit Settlement
Back in November 2023, a Washington state resident named Kimberly Bottoms filed a lawsuit saying she and others got referral text messages from Cash App without agreeing to it. The messages were part of the “Invite Friends” campaign, and they ended up in people’s pockets with zero permission. The suit says this violated Washington’s privacy and consumer protection rules. Block denies doing anything wrong, but decided it’s cheaper to settle for $12.5 million than fight it out in court.
$12.5 Million Cash App Lawsuit Settlement -Overview
| Country | United States of America |
| State | Washington |
| Subject | Cash App Lawsuit Settlement |
| Amount | $12.5 Million |
| Claimant | Around 2 million |
| Authority concerned | District Court for the Western District of Washington |
| Domain | Finance |
Who could get paid from the Settlement Amount of $12.5 million
If any of this applies, you could be on the list:
- You lived in the state of Washington when you got that “Try Cash App” text message without your consent.
- The message came between November 14, 2019, and whatever later end date gets officially set, which would be the period for which payments will be distributed as compensation and penalty on the company.
- You didn’t provide consent to get promotional texts from Cash App.
- According to filings, almost two million Washington phone numbers might be eligible for compensation. So even if you don’t remember the text, your number might still count.
How Much Might You Get from Cash App Lawsuit Settlement?
The $12.5 million pot will first cover lawyers, admin costs, and a small reward for the plaintiff. The leftovers get divvied up evenly among claimants. That means if fewer people file, you could snag up to $147, or maybe as little as $88 if tons of people apply.
Here’s a quick idea of how that might break down:
Number of Valid Claims Estimated Payout Each
| ~100,000 | $125–$147 |
| ~200,000 | $88–$110 |
| ~500,000 | ~$50 or less |
What’s the process to claim?
Right now, the official claim site isn’t live, but it’s on the way after the court gives a nod. The portal will be made readily available to the victims in the case once the judgment is released.
Once it’s up, here’s what can be expected:
- Head to the official settlement site (make sure it looks legit).
- Your personal information will be required for identification and the application process. Fill out your name, contact info, and the phone number that got the message.
- You can select the way you want your money: check, PayPal, Venmo, Zelle… even a prepaid card option is in the works.
Cash App Lawsuit Settlement Payment Schedule
We’re still waiting on final court approval, but once that happens, claim submissions begin. If everything happens as expected and on time, then payments will be around soon, and one can expect disbursement in September or October 2025. It depends on the verdict of the court that may be coming out in the initiation of September.
However, the timing could vary depending on how you choose to get paid or how long claim processing takes.
Why It Matters
Spam texts might not sound like a big deal, but they’re a privacy red flag. This settlement isn’t just pocket change; it’s a reminder that digital consent still matters. With the rise of fintech and aggressive marketing, companies need to think twice before blasting messages without permission.
FAQs
1. How do I know if I qualify for the Cash App lawsuit settlement?
If you got one of those “Try Cash App” or referral-style texts out of the blue while living in Washington state, there’s a good chance you’re eligible. The texts had to be sent between November 14, 2019, and a to-be-determined cutoff date. You don’t have to remember exactly when you got the message, but if your number’s in the system and you didn’t agree to receive promo texts from them, you could be part of the group getting paid. Once the official claim site launches, you’ll be able to check by entering your phone number.
2. When will I actually get the money if I file a claim?
Nothing hits your account just yet but you will have to wait because the court still has to give the final green light on the settlement. After that, the claim window opens, and the payments will likely follow sometime in late 2025, depending on how fast the process moves. If you choose digital payment (like PayPal, Venmo, or Zelle), your money may come a bit faster than if you opt for a paper check. But either way, don’t expect an instant deposit; these things take time.
3. Do I need to hire a lawyer or pay anything to join the settlement?
Nope. This is a class action, so if you’re eligible, you’re already part of the settlement group unless you choose to opt out. You don’t need to hire anyone or pay a dime to claim your part of the payout. When the official claim site opens, it’ll walk you through everything, and it won’t cost you anything to submit your information. Just be careful to use the legit site, there are always scammy pages that pop up pretending to be the real thing.
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Hello! I’m Kaylani , a professional content writer with a knack for breathing life into words. I have been providing high-quality, research-driven content in Sectors like Technology & Personal Finance . With a background in Finance Tech Management , I specialize in turning complex information into engaging content that resonates with a wide.